Call us today at 800-479-7075 to tell us more about your transportation insurance requirements or reach out online to start a quote now.
Transportation for a Wide Variety of Commercial Trucks
Transportation insurance, also known as commercial truck insurance or trucking insurance, protects you or the drivers for your company when they’re out on the road. Without truck insurance, you could face huge expenses after an accident.
You are required by law to carry at least minimum liability insurance. Without it, you or your drivers can be cited or have vehicles impounded for failure to follow the law. For this reason, you are asked for proof of insurance whenever you register a truck with the DMV and other regulatory entities, as dictated by your business.
Many kinds of trucks are covered by transportation insurance, including:
What Does Transportation Insurance Cover?
Transportation insurance always covers liability at the very least. This means if you or one of your drivers is at fault in an accident, your insurance pays for the cost of property damage, medical treatment for injuries, or even loss of life. You can add motor truck general liability insurance for legal defense fees, court costs, and related expenses.
You can also add coverage to the specific kind of trucking you do:
Like collision and comprehensive coverage for your personal vehicle, covers crashes, theft, and vandalism
For drivers under a permanent lease agreement, covers driving without a trailer attached
Covers physical damage if you don’t own the trailer
Protects cargo from damage, theft, and loss (you may also need HAZMAT insurance if you haul hazardous materials)
For driving your truck outside of business operations
A more economical alternative to insuring multiple individual vehicles
Covers equipment that is permanently attached to your truck
Legal protection for refrigeration units when breakdown results in loss
Covers the use of another truck while yours is being repaired following an accident
Many of our clients also add various components of a business owner’s policy, as well as umbrella insurance for increased liability protection and workers compensation to protect employee drivers who may get hurt on the job.
Our Independent Agents Will Tailor a Policy for You
At Atlantic Insurance Partners, Inc., we know that every truck business is different and has unique insurance needs. Since we are an independent insurance agency, our agents will give you more time and more policy options than those big, impersonal companies, so you get a transportation policy that’s customized for you.
We will inquire about multiple aspects of your truck and business to make sure you have the right coverage:
We’re here for you whenever you have any questions or need to file a claim. Our goal is to minimize the interruption to your business and revenue.