Skip to content Accessibility info

Transportation Insurance

Transportation Insurance

Call us today at 800-479-7075 to tell us more about your transportation insurance requirements or reach out online to start a quote now.

Transportation for a Wide Variety of Commercial Trucks

Transportation insurance, also known as commercial truck insurance or trucking insurance, helps protect you or the drivers for your company when they’re out on the road. Without truck insurance, you could face huge expenses after an accident.

You are required by law to carry at least minimum liability insurance. Without it, you or your drivers can be cited or have vehicles impounded for failure to follow the law. For this reason, you are asked for proof of insurance whenever you register a truck with the DMV and other regulatory entities, as dictated by your business.

Many kinds of trucks are covered by transportation insurance, including:

  • Semi trucks
  • Box trucks
  • Heavy trucks
  • Straight trucks
  • Dump trucks
  • Tow trucks
  • Pickup trucks
  • Flatbed trucks
  • Garbage trucks
  • Ice cream trucks

What Does Transportation Insurance Cover?

Transportation insurance always covers liability at the very least. This means if you or one of your drivers is at fault in an accident, your insurance pays for the cost of property damage, medical treatment for injuries, or even loss of life. You can add motor truck general liability insurance for legal defense fees, court costs, and related expenses.

You can also add coverage to the specific kind of trucking you do:

Physical Damage Coverage

Like collision and comprehensive coverage for your personal vehicle, covers crashes, theft, and vandalism


For drivers under a permanent lease agreement, covers driving without a trailer attached

Trailer Interchange Insurance

Covers physical damage if you don’t own the trailer

Motor Truck Cargo Insurance

Helps protect cargo from damage, theft, and loss (you may also need HAZMAT insurance if you haul hazardous materials)

Non-trucking Liability Insurance

For driving your truck outside of business operations


A more economical alternative to insuring multiple individual vehicles

Permanent Equipment

Covers equipment that is permanently attached to your truck

Refrigeration Breakdown

Legal protection for refrigeration units when breakdown results in loss

Rental Reimbursement

Covers the use of another truck while yours is being repaired following an accident

Many of our clients also add various components of a business owner’s policy, as well as umbrella insurance for increased liability protection and workers compensation to protect employee drivers who may get hurt on the job.

Our Independent Agents Can Help Tailor a Policy Based On Your Needs

At Atlantic Insurance Partners, Inc., we know that every truck business is different and has unique insurance needs. Since we are an independent insurance agency, our agents will give you more time and more policy options than those big, impersonal companies, so you get a transportation policy that’s customized for you.

We will inquire about multiple aspects of your truck and business to make sure you have the right coverage:

  • Number of vehicles being insured
  • Type and weight of trucks used
  • USDOT authority
  • Cargo being hauled
  • Location and radius of operation
  • Driving and claims history

We’re here for you whenever you have any questions or need to file a claim. Our goal is to minimize the interruption to your business and revenue.